Larchmont, Mamaroneck, and New Rochelle New York real estate listings, home buying, selling and relocation information

Whether buying or selling real estate YOU are our #1 Priority! For unsurpassed service please call: Sandy 914-589-4806 or Terra 914-671-5755

Sandy Constabile and Terra Corning are some of The Top Selling Real Estate Experts™
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About Terra: Larchmont, Mamaroneck, and New Rochelle New York home buying, real estate listings, and homes for sale in Westchester County, NY

Welcome > About Us > About Terra ...

Business Philosophy
To deliver exceptional service by being responsive to the needs, concerns and lifestyles of my clients, doing so in a timely and professional manner with integrity, strength and commitment directed without compromise towards guaranteeing satisfactory results.

Education and Training
- Westchester County Association of Realtors
- National Association of Realtors
- Graduate Realtor Institute (GRI)
- Accredited Buyer Representative (ABR)
- Bachelor of Arts – English & Political Science.

Awards and Designations
- Associate Broker
- ABR
- GRI
- Member of the Westchester MLS Multi-Million Dollar Club

Areas of Expertise
Listings and Sales of:
- Single Family Residences
- Condos & Co-Ops
- Luxury Homes
- Multi-family Income Properties

Community Involvement
- Member Larchmont Yacht Club
- Church of Saints John and Paul
- Member Amateur Ski Club of New York, Inc.

Personal Background
- BA from Hobart and William Smith Colleges
- 10 years experience in Advertising and Marketing prior to Real Estate
- 14 year resident of Lower Westchester

Communities I Serve
Bronxville, Eastchester, Harrison, Larchmont, Mamaroneck, Mount Vernon, New Rochelle, Pelham, Port Chester, Rye, Rye Brook, Scarsdale, Tuckahoe, White Plains

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First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Q	What is the world's tallest monument?
A	The stainless steel Gateway Arch in St. Louis, MO, designed by architect Eero Saarinen and costing $29 million to build, is 630 feet high.
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Sandy Constabile and Terra Corning, REALTOR®, real estate agents and broker for Larchmont, Mamaroneck, and New Rochelle New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Sandy Constabile and Terra Corning
Coldwell Banker Residential Brokerage
140 Larchmont Avenue
Larchmont, NY. 10538
Sandy Cell Phone: 914-589-4806
Terra Cell Phone: 914-671-5755
Sandy email: Info@SandyandTerraHomeSource.com
Terra email: Terra.Corning@coldwellbankermoves.com
We are award winning realtors and we love what we do! We are both very involved in our community and the local schools. Terra is from upstate New York and currently lives in New Rochelle. With two young daughters, Terra is just beginning the New Rochelle school system. Sandy relocated from Indiana and Connecticut and has lived in Larchmont for many years raising her five children in various local and regional schools. Our partnership works well for our webclients as one of us is always available to service their needs and we have wonderful team members who also work with our clients when appropriate!

www.sandychomes.com is brought to you by Sandy Constabile and Terra Corning,
NUMBER1EXPERTS™ in real estate for Larchmont, Mamaroneck, and New Rochelle, New York

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