Larchmont, Mamaroneck, and New Rochelle New York real estate listings, home buying, selling and relocation information

YOU are our #1 Priority! For unsurpassed service please call: Sandy 914-589-4806 or Terra 914-671-5755

"You really were 'above and beyond.'"
"You really were 'above and beyond'.......in facilitating the sale of my mother's home."
Alice Orlan, Larchmont
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Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate!
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Sandy Constabile and Terra Corning are some of The Top Selling Real Estate Experts™
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About Terra: Larchmont, Mamaroneck, and New Rochelle New York home buying, real estate listings, and homes for sale in Westchester County, NY

Welcome > About Us > About Terra ...

Business Philosophy
To deliver exceptional service by being responsive to the needs, concerns and lifestyles of my clients, doing so in a timely and professional manner with integrity, strength and commitment directed without compromise towards guaranteeing satisfactory results.

Education and Training
- Westchester County Association of Realtors
- National Association of Realtors
- Graduate Realtor Institute (GRI)
- Accredited Buyer Representative (ABR)
- Bachelor of Arts – English & Political Science.

Awards and Designations
- Associate Broker
- ABR
- GRI
- Member of the Westchester MLS Multi-Million Dollar Club

Areas of Expertise
Listings and Sales of:
- Single Family Residences
- Condos & Co-Ops
- Luxury Homes
- Multi-family Income Properties

Community Involvement
- Member Larchmont Yacht Club
- Church of Saints John and Paul
- Member Amateur Ski Club of New York, Inc.

Personal Background
- BA from Hobart and William Smith Colleges
- 10 years experience in Advertising and Marketing prior to Real Estate
- 14 year resident of Lower Westchester

Communities I Serve
Bronxville, Eastchester, Harrison, Larchmont, Mamaroneck, Mount Vernon, New Rochelle, Pelham, Port Chester, Rye, Rye Brook, Scarsdale, Tuckahoe, White Plains

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Financing Your Home >Credit Card Mania

Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.

According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.

The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.

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Q	What is a VA home loan?
A	The Office of Veterans Affairs guarantees small or no-down payment mortgage loans made by lenders to U.S. veterans.
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Sandy Constabile and Terra Corning, REALTOR®, real estate agents and broker for Larchmont, Mamaroneck, and New Rochelle New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Sandy Constabile and Terra Corning
Coldwell Banker Residential Brokerage
140 Larchmont Avenue
Larchmont, NY. 10538
Sandy Cell Phone: 914 589-4806
Terra Cell Phone: 914.671.5755
Sandy email: Info@SandyandTerraHomeSource.com
Terra email: Terra.Corning@coldwellbankermoves.com
We are award winning realtors and we love what we do! We are both very involved in our community and the local schools. Terra is from upstate New York and currently lives in New Rochelle. With two young daughters, Terra is just beginning the New Rochelle school system. Sandy relocated from Indiana and Connecticut and has lived in Larchmont for many years raising her five children in various local and regional schools. Our partnership works well for our webclients as one of us is always available to service their needs and we have wonderful team members who also work with our clients when appropriate!

www.sandychomes.com is brought to you by Sandy Constabile and Terra Corning,
NUMBER1EXPERTS™ in real estate for Larchmont, Mamaroneck, and New Rochelle, New York

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