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YOU are our #1 Priority! For unsurpassed service please call: Sandy 914-589-4806 or Terra 914-671-5755
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"Working with Sandy was a pleasure!"
"Sandy was always available to answer our calls ....We feel fortunate to have found Sandy and recommend her with great confidence."
Heather and Kevin Messerle, Larchmont 2008
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Special Offers: Special offers for Larchmont, Mamaroneck, and New
Rochelle homeowners from Sandy Constabile and Terra Corning, top Realtors |
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eNewsletter: Sandy Constabile and Terra Corning's Larchmont, Mamaroneck, and New Rochelle newsletter
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Today's Real Estate News: Daily real estate news for this neighborhood, New York, and United
States |
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Market Conditions Report: Market conditions report for this area, New York, and United
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Monthly Payments & Schedule: Monthly loan payments java
mortgage calculator |
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How Much Can You Afford?: Calculate how much home
you can afford with this financial calculator |
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Determine Tax Savings: Calculate how much your
monthly Larchmont, Mamaroneck, and New Rochelle New York mortgage payments save
you on your taxes because of loan interest |
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Should You Rent or Buy?: Is it better to rent a
home in New York or buy your own Larchmont, Mamaroneck, and New Rochelle house,
ranch, luxury property, condominium, acreage, or other real
estate? |
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Adjustable Rate Mortgages: Adjustable rate
Larchmont, Mamaroneck, and New Rochelle mortgages information and interest rate
java calculator |
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What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage. |
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Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. |
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Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers. |
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15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms. |
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How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out. |
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What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount. |
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Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment. |
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TripleCalc: FREE Software
Download: TripleCalc lets you compare three loans at one time for your property
or other New York real estate |
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Top National Real Estate Web Sites: Real Estate Web Sites
that include some unique sources of realty information, listings, and
more |
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Ask Anything: Ask Sandy Constabile and Terra Corning anything
real estate |
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NUMBER1EXPERTS: List of all the NUMBER1EXPERT
real estate agentss and realty professionals and brokers in the USA and Canada
with links to their personal web sites with homes for sale |
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Real Estate Tips: Sandy Constabile and Terra Corning's realty library of
real estate tips and advice on everything from preparing your home for sale to
negotiating with home buyers to escrow, closing costs, property inspections,
and mortgage brokers |
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Real Estate Trivia: Sandy Constabile and Terra Corning's collection of real estate trivia questions and
answers that include real estate topics such as the most expensive home,
largest swimming pool, and more |
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Real Estate Dictionary: Complete real estate
dictionary and glossary of realty words you'll use when you list and sell your
Larchmont, Mamaroneck, and New Rochelle property in New York, including legal
terms definitions, and more |
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Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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| Q |
What architectural detail made its way into the design of many suburban homes built in the 1950s, 60s and 70s?
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| A |
The picture window was a signature of the suburban American neighborhood. |
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